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Professional Liability in Marion and Cedar Rapids, IA

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Sheets Forrest Draper Insurance, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Sheets Forrest Draper Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Sheets Forrest Draper Insurance today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Sheets Forrest Draper Insurance

610 Tenth Street
Marion, IA 52302
Main office: 319-250-4740

Our Providers

Testimonials

We have used Sheets, Forrest, Draper Insurance for all of our insurance needs for my home, vehicles and business for more than 10 years. They are always quick to return phone calls and answer questions. Scott has always been friendly and honest, looking out for the needs of my family and my business.
Brad Cairns
I have worked with Sheets, Forrest, Draper Insurance for all our insurance needs for 9 years and the District has been with them for many more years. The service we receive is outstanding. Whatever insurance request we have is delivered quickly. They take care of all the leg work on our claims to make sure they are handled efficiently. I highly recommend them to anyone who is looking to make an insurance change.
Brian Bartz, Director of Business Services
I told my family and friends it is nice to have an insurance agent who actually listens, calls you back, and then performs the duties required. Wow, exceptional!!! Great Job Chad. You are always on the top of the list for referral.
Scott Soppe
Sheets Forest Draper Insurance has exceeded our expectations in assisting in managing our risk. As a small business, we need a partner that understands our business and can ensure we have adequate coverage. Sheets Forest Draper fills that role well.
Jason Hauschild
I have been extremely satisfied with the service of Chad Dunne as my insurance agent. His attention to detail and quick response to my servicing needs is second to none.
Chuck Puccio
I am very grateful I have Scott handling my insurance matters as I know he has my interest and that of my son as if we had known him forever.
Kathy Mullen