From fender benders to major collisions, the risks facing drivers are numerous. At Sheets Forrest Draper, we understand the exposures facing drivers, and are dedicated to matching Iowa drivers with the policies they need for peace of mind behind the wheel. We routinely insure motorists in Marion, Hiawatha, Cedar Rapids and the surrounding areas.
Iowa law mandates that drivers hold minimum liability coverages of 20/40. However, the minimum limit we will write is 100/300. We believe that having the right protection is more important than the cheapest policy. We want our clients to understand that a slight increase in premium could ultimately save them thousands should they need to file a claim.
Our team of agents are ready to explain coverage limits and fit you with the right policy, contact us to get started.
By working with our clients one-on-one to identify risks, we are able to match them with the right coverages. We then turn to carriers such as Pekin, IMT, and West Bend to find the most cost-effective policy. Our providers also offer endorsements such as roadside assistance, rental reimbursement, new car replacement and gap coverage.
Our range of coverages include, but are not limited to:
In some instances, we may also offer discounted rates for customers with multiple cars and/or multiple policies. Request a quote to get started.
Our agents, specifically Kelli Wensel or Chad Dunne, are available to answer any questions or concerns a client may have regarding their auto policy. We understand that navigating insurance options can be daunting, and we strive to assist our clients with timely, informative, and personal service.
Once a policy is in place, we will conduct annual reviews to keep it up to date. We also work with our clients to make sure that any changes are accounted for, such as a new vehicle or driver.