Personal Insurance Check Up
If you answer yes to any of the following questions, please contact us to assure that you are adequately covered in the event of a loss.
Have you or a household member…
- Started a home-based business, either part-time or full-time, such as a daycare service, selling Avon, computer repairs, farming, etc. 
- Hired employees to personally work for you in and around your home? For example, an in-house nanny, gardener, maid, lawn mowing/landscaper, etc. 
- Considered flood, earthquake, water back up, underground service line, equipment breakdown, loss assessment, or ID theft coverage 
- Remodeled or made updates to your home, such as finishing your basement or replacing your roof, wiring, or heating 
- Added a swimming pool, hot tub, or trampoline on your premises 
- Added a shed, garage, fence, hearth scape, retaining wall, boat dock, or other detached structure to your property 
- Added a wood or pellet burning device to your home or outbuilding 
- Rented out all or part of your property to others 
- Stored any personal property away from home, either at a separate location or a storage unit 
- Purchased, adopted, or fostered a pet which may be considered exotic, or a dog of pure or mixed breed including Pit Bull, Mastiff, Rottweiler, Akita, Chow, Presa Canarios, German Shepherd, Doberman Pinscher, American Staffordshire Terrier, wolf, or similar breed, OR with a history of aggression 
- Acquired valuable or rare items such as jewelry, fine arts, antiques, guns, cameras, sports equipment, musical instruments, collectibles, gold or silverware, etc. (or obtained updated appraisals for these items you may already have schedule specifically on your policy) 
- Acquired a recreational vehicle (boat, golf cart, ATV, camper, etc.) not listed on your policy 
- Changed your marital status 
- Recently obtained a driver’s license 
- Acquired a vehicle that is not listed on your policy 
- Used your personal automobile for work or business use 
- Changed the distance of your commute to work or retired 
- Considered emergency roadside assistance, rental coverage, or full glass coverage for your auto 
